Never loan cash to friends. Sorry. They're the only ones we loan to.
In 1908, we helped start a small business. It just happened to be our own. We understand exactly what it's like to be in your shoes. That's why Indiana Bank & Trust Company provides the financial resources and tools you need to help grow your business. Our loans and lines of credit can help you purchase equipment; expand facilities, finance space and much more.
Indiana Bank & Trust Company is committed to meeting the borrowing needs of businesses in all stages of growth. We provide a broad array of financing solutions to help your business grow and prosper. Spend more time turning a profit and less time with your banker.
Commercial Real Estate Loans
Indiana Bank & Trust Company offers competitive financing for the acquisition, development, and construction of commercial property- from office buildings to planned communities. Commercial real estate loans can be used for building or buying new office space, a manufacturing facility, or a warehouse to store your inventory. Real estate loans are available in fixed or variable rates and in a variety of durations. We know one solution does not fit all, which is why Indiana Bank & Trust Company offers a variety of options for financing your commercial real estate. When you're ready to make your next move, we can help.
Commercial Line of Credit
Indiana Bank & Trust Company recognizes that well-managed cash flow is critical to the success of your business. An operating line of credit can serve as your primary source of credit for the daily cash flow needs of your business while allowing your business to grow and prosper. You only pay interest on and re-pay the amount you've borrowed, and as you re-pay it, it becomes available again.
Equipment Loans
An Indiana Bank & Trust Company equipment loan, sometimes called a term loan, is ideal if your company is looking to fund specific projects, initiatives or purchase equipment. It's a great way to preserve your business cash while still financing the growth of your company. We offer fixed or variable rates and a range of terms to accommodate your business needs.
Commercial Credit Reserve
We've got you covered. Having credit reserve on your business checking account protects you from inadvertently overdrawing your account. It also gives you an ongoing line of credit that allows you to write a check greater than your account balance (in case an unexpected opportunity or expense arises).
