Welcome to Indiana Bank & Trust Company's web site. This section explains our policy regarding any personal information you might supply to us when you visit this site. Our goal is protect your information on the Internet in the same way we protect your information in all the other ways we interact with you. Our privacy disclosure explains how we use and share information about you as we provide financial products and services. But because of the unique nature of Internet interactions, there is some additional information you should know when you visit our site. This notice describes our Internet-specific policy and supplements our Indiana Bank & Trust Company Privacy Policy disclosure.

Information We Collect

When you visit our web site, we may collect and store information about your visit on an anonymous, aggregate basis. This information may include the time and length of your visit, the pages you look at on our site, and the site you visited just before coming to ours. We may also record the name of your internet service provider. We use this information only to measure site activity and to develop ideas for improving our site. If you do not interact with us as you browse our web site anonymously, any personal information such as your email address, is not collected.

We collect the email addresses of our Online Banking and Bill Payment customers in order to correspond with these customers about enhancements to the service or interruptions in service due to technological upgrades.

Indiana Bank & Trust Company offers various calculators to assist you in making financial decisions and choose products and services that are right for you. When you are using these calculators, we do not collect, capture or retain your personal information.

When you send us an email to comment on something or to ask a question, we will use your email address to reply to you and for a limited time we will store your email address, your message and our response for quality assurance. We may also do this to meet legal and regulatory requirements. If we collect your email address in this manner, we won't use it to let you know about Indiana Bank & Trust Company products and services unless you have given us permission.

We do not use cookies to get data from your hard drive or to get your email address or personal identifying information. A cookie is a small piece of information sent by a web server to be stored on a user's Internet browsers.

We are not responsible for the information collection practices of the non-Indiana Bank & Trust Company links you access from our Web pages. We cannot guarantee how these third parties use cookies or whether they place on your computer cookies that may identify you personally. We urge you to review the privacy policies of each of the linked Web sites you visit before you provide them any personally identifiable information.

Children's Information

We respect the privacy of your children, and we comply with the practices established under the Children's Online Privacy Protection Act. We do not knowingly collect or retain personally identifiable information from consumers under the age of thirteen. Should a child whom we know to be under 13 send personal information to us, we will only use that information to respond directly to that child, seek parental consent, or provide parental notice. We are not responsible for the data collection and use practices of nonaffiliated third parties to which our web site may link.

Security

Indiana Bank & Trust Company has implemented standards of technology and operational security on the internet to protect your personally identifiable information from loss, misuse, alteration or destruction. Specifically, information that is collected for processing or to keep as a Indiana Bank & Trust Company record is transmitted directly to our secure external database server, and information stored there is not accessible to parties outside of Indiana Bank & Trust Company via the Internet. Only authorized personnel whose job responsibilities require it are provided access to personally identifiable information. Indiana Bank & Trust Company employees are required to comply with our security, privacy, and confidentiality standards and practices.

The information you provide to us online is protected by Secure Socket Layer (SSL technology). SSL is the leading security protocol for data transfer on the Internet. This technology scrambles your account information as it moves between your PC's browser and Indiana Bank & Trust Company's computer systems. When information is scrambled, or encrypted in this way, it becomes nearly impossible for anyone other than Indiana Bank & Trust Company to read it. This secure session helps protect the safety and confidentiality of your information when you bank with us online.

To protect this information, we maintain physical, electronic and procedural safeguards that comply with federal regulations. As technology continues to advance, you can be sure Indiana Bank & Trust Company will provide up-to-date safeguards to keep your personal financial information confidential and secure.

Information sent to us via our "fill in the blanks" is secure and uses Secure Socket Layer encryption. However, other email you send to us may not be secure unless we advise you that it is secure prior to transmitting your message. We recommend that you not send us confidential information such as social security or account numbers via unsecure email. Since an Internet email response back to you would not be secure, we will not include confidential account information in an email response.

Your Role in Security

It is important that you protect against unauthorized access to your accounts. We recommend that you not share your password and that you exit any applications when you finish using them.

Aggregation Services

There are a number of companies that currently offer aggregation services, which mean they will consolidate your account information from several sources. While we recognize that you may want to use this service, we're obligated to share with you a potential risk. Providing an aggregator your authentication information may result in unauthorized access and use of your confidential account information by the aggregator or a third party if adequate controls are not in place. Therefore, you should ensure that the aggregator company has appropriate processes in place to ensure the privacy and security of your information. Before you grant any company access to your account information, we recommend finding out how it will collect and safeguard your data. Consumer protections may vary depending upon the nature and identity of the aggregator. In any event, if you allow third parties to access your personal information, Indiana Bank & Trust Company can accept no responsibility for their actions or for any losses that may result.

Protecting Online Applications

When you enroll online for Online Banking and/or Bill Payment, you provide personal information that is necessary for us to process your request. To ensure that your application remains confidential, the information is sent to us in a "secure session" established with Secure Socket Layer. After you have submitted your application online, we recommend that you end your browser session before leaving your computer.

Protecting Your Online Banking Services

When you bank online with us, we, along with the outside companies we work with to bring these services to you, have access to your information. Information is retained on our system or the system of the appropriate outside company, depending on what is required in order to serve you.

We use state-of-the art Internet technology, supported by the outside companies we work with, to make online banking secure and to protect your personal information. We also require an ID and password or PIN to access your accounts online. You may help maintain the security of your banking information by not sharing your ID or password with anyone, changing your password regularly, and by remembering to sign off.

For More Information

If you have questions, concerns, or comments about our privacy practices or the way your information is maintained and used, we would like to hear from you. Please email us at customerserivce@bankibt.com, call us toll free at 877-626-7000, or write to us at Indiana Bank & Trust Company, P. O. Box 648, Seymour, Indiana 47274, or visit your nearest Indiana Bank & Trust Company office.