Indiana Bank and Trust Company

Deposit Rates

Annual Percentage Yield Accurate as of July 15, 2010

 Minimum Opening
Deposit
Minimum Balance to
Earn APY
APY
Maximum Yield Checking$500Less than $25,0002.51%
High Yield Checking$100$5,0000.25%
Interest Plus Checking$100-0.10%
Simply Savings$100-0.15%
Manage Your (MY) Savings$50$1,0000.50%
HSA Checking$100-0.10%
Rewards Money Market$1,000$5,0000.25%
90 to 181 Day CD$1,000-0.45%
90 to 181 Day CD$25,000-0.55%
182 to 364 Day CD$1,000-0.55%
182 to 364 Day CD$25,000-0.65%
365 to 729 Day CD$1,000-0.95%
365 to 729 Day CD$25,000-1.05%
7 Month CD Special$1,0000.85%
13 Month CD Special$1,000-1.15%
2 Year Upgradeable CD$5,000-1.60%
730 to 1094 Day CD$1,000-1.30%
730 to 1094 Day CD$25,000-1.40%
48 Month CD Special$1,000-3.00%

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Annual Percentage Yields are subject to change without notice. Early withdrawal penalties apply and fees may reduce earnings. Retail deposits only. Call us toll free at (877) 626-7000 for additional CD terms.



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