Indiana Bank and Trust Company

The walls can't talk, but they can pay your bills.

Home Equity

There's no bank like Indiana Bank & Trust Company for a home equity loan or line of credit. Use the equity in your home to get the money you need for any good reason - college tuition, vacation, bill consolidation, buying a car, or almost anything else.

Indiana Bank & Trust Company makes it easy to apply and promises quick approval. And the interest you pay on loans secured by the equity in your home may even be tax deductible.* Kind of nice, isn't it?

Home Equity Loan

Sometimes called a second mortgage, you get the money you need in one lump sum. It has a fixed interest rate and a fixed term for easy budgeting. You'll enjoy a fixed payment for the life of your loan even if the prime rate goes up.

Home Equity Line of Credit

A line of credit gives you security and purchasing power whenever you need it. You simply write a check for any amount up to your approved credit line (which can be up to 90% of your home's value, less the amount of your first mortgage). It's always available, and as you repay what you have borrowed, that money becomes available again if you need it. You'll enjoy a low interest rate, low interest-only payments and the option to lock in a fixed rate on all or part of your line.

Get a quick, easy calculation to find out how much equity you have in your home. Or contact Indiana Bank & Trust Company today for more information.

*Consult your tax advisor regarding the deductibility of interest.



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