A Great mortgage.  There's no better housewarming gift.

Yes, the Wilsons got a mortgage from us at a great low APR. The Wilsons got an easy pre-approval, competitive rates, no prepayment penalties and mortgage options to fit their situation. But most importantly, they got the home they love. And us, we were just happy to help. That's what neighbors do.

Adjustable Rate Mortgages

Take advantage of lower initial rates to give you maximum borrowing power. The interest rate is subject to change during the term of the mortgage, but there is a rate cap, so you know your highest possible payment from the start.

Fixed Rate Mortgages

Get a great rate and stick with it, for a term up to 30 years.

Government-Sponsored Loan Programs

Want a low down payment? No down payment? Indiana Bank & Trust Company offers FHA, VA and Rural Development government loans.

Construction Loans

Build the home of your dreams, and start with Indiana Bank & Trust Company for the financing. You close your loan only one time- when construction begins.

If you are looking to buy or refinance a home, you've come to the right place. After all, there's a good reason why we are south central Indiana's number one mortgage lender.

Apply for a Loan now.