Deposit. Grow. Repeat.
What you're saving for may vary. Vacation. Tuition. Retirement. Perhaps a collection of ceramic unicorns you found online. It's okay, we don't judge. We simply provide savings options because the world has enough spending accounts.
Simply Savings
It's our basic savings account, and it's really very simple. You put money in. You earn interest. Your balance grows. You smile a lot.
Rewards Money Market
Reward yourself. Get a great money market rate while keeping access to your cash. Make unlimited withdrawals at your branch and write up to three checks a month at no charge. Earn a competitive variable interest rate that increases as your balance increases.
Certificates of Deposit
You can set your watch by them. You earn a fixed rate of interest, compounded quarterly, based on the amount you deposit and the term you select. You always know what your money is earning and how much your investment is worth. No risk. Big reward. Interest earned on your CD may be added to your balance, paid to you via check or direct deposited to a designated account.
Two-Year Upgradeable
So you want it all? The security of a fixed rate with the ability to take advantage of market rate increases. With this CD, you can upgrade to a new two-year (or longer term) CD at the current rate, without penalty, once during the initial two-year term. You can also add money to your CD at that time.
Christmas Club
Plan ahead and have a green Christmas. Make regular payments to your account throughout the year, so you can do all your Christmas shopping with cash. No bills. No charge card interest.
Health Savings Accounts (HSAs)
A Health Savings Account is a tax-advantaged way to save for medical expenses if you are covered under a high deductible health plan. The sooner you start contributing, the more money you'll have when you need it most!
Safe Deposit Boxes
Keep your valuables safe from being lost or stolen in one of our safe deposit boxes. Boxes are available at our Tipton Street office, Seymour; Downtown, Brentwood Drive and West Hill offices, Columbus; our Salem, Greensburg, and Indianapolis offices.
Indiana Bank and Trust Company is participating in the FDIC's Transaction Account Guarantee Program. All interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account through December 31, 2010. Funds in NOW accounts earning .50% or less, and Interest on Lawyer's Trust Account (IOLTA) are fully guaranteed by the FDIC for the entire amount in the account through December 31, 2010. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
