The best way to think about saving is to not think about saving.

MySavings helps you put away a little bit each month.  Automatically.  So after awhile, you might even forget you're saving at all.  But those monthly statements are a nice reminder.

Here's how MySavings helps your money grow:

• Deposit only $50 to open the account.
• Have as little as $25 per month automatically deposited into MySavings from any other IBT account.
• The more you save the more you earn.

  $0 to $999.99 balance earns .10% APY

  $1,000 to $4,999.99 earns .15% APY

  $5,000 and over earns .15% APY

• Free online tools for managing your money as it grows.
• One free withdrawal per month, $2 each additional

Open your MySavings account online or stop by your nearest IBT location.

Member FDIC.  $50 opening deposit required and at least $25 must be deposited each month to avoid a $5 fee.  One free withdrawal per month, $2 each additional withdrawal.  APYs current as of December 14, 2011 and subject to change.